Verify customers at high confidence levels with Knowledge-Based Authentication (KBA) questions.
Robust KBA Verification Questions
Companies that do business online need a way to protect themselves from fraud, liability and regulatory penalties. And while simple data validation methods are often effective, sometimes they’re not enough. Veratad’s Knowledge Based Authentication (KBA) multiple choice challenge questions provide an added layer of security. Our out-of-wallet challenge questions are non-intrusive and easily deployed when you need an enhanced authentication solution.
Authenticate Against Billions of Trusted and Verified Data Sources
Verify visitors with questions based on information found in billions of trusted and verified data sources, without storing sensitive personal data.
Veratad KBA delivers up to eight multiple choice challenge questions that are dynamically and randomly generated, including “synthetic” questions to trick fraudsters. This stops fraud without being intrusive to the “real” person. Authentication is delivered in seconds as part of age or identity verification. Quickly validate a customer’s identity, onboard users that pass authentication and maintain an audit trail for compliance.
Veratad’s KBA questions verify users at high confidence levels, combating fraud and supporting compliance efforts with minimal friction to your existing onboarding process.
Create Your Own (Approval) Rules
Veratad enables you to set your knowledge-based authentication rules based on your company’s needs and risk tolerance. Our implementation team guides you through setup to follow industry best practices for KBA and escalations.
Frictionless User Experience
Our Knowledge Based Authentication questions are designed to reduce transaction abandonment. In addition, they can also be used as intelligent friction that only deploys when further identity verification is needed based on your company’s unique requirements.